Pay for your order in 3 instalments by credit card
For purchases between €150 and €5000

Payment of your order in 4 instalments by credit card
For purchases between €350 and €5000

Conditions : 

This offer is reserved for individuals (natural persons of legal age) residing in France and holding a Visa or MasterCard bank card with an expiry date later than the chosen financing period. Cards requiring systematic authorisation, such as Electron, Maestro, Nickel, etc., as well as e-cards, Indigo cards and American Express cards are not accepted.  Subject to acceptance by ONEY BANK.

Subscription terms and conditions :
Once you have completed your order, simply click on the ‘3x 4x Oney payment by credit card’ button. You will then be redirected to our partner's 3x 4x Oney web page, which will display a detailed summary of your order and a personalised financing request, which you must then confirm. Enter your personal information or, if you have a 3x 4x Oney account, log in using your 3x 4x Oney account credentials. Read the terms and conditions for payment in instalments that you wish to subscribe to, which are provided in PDF format so that you can read, print and save them before accepting them. You then confirm your electronic acceptance by ticking the corresponding box. You acknowledge that double-clicking the box to confirm that you have read the terms and conditions constitutes consent to enter into a contract and constitutes irrevocable and unreserved acceptance of the product's terms and conditions.  Unless proven otherwise, the data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank. If you apply for a financing solution offered by Oney Bank, the information relating to your order will be sent to Oney Bank, which will use it to assess your application for the granting, management and recovery of credit. Oney Bank reserves the right to accept or refuse your application for 3x 4x Oney financing. You have a 14-day withdrawal period to cancel your credit.

How it works ?
Payment in 3 or 4 instalments by credit card allows you to pay for your order on our e-commerce site as follows: - a mandatory deposit, debited on the day your order is confirmed for shipment, corresponding to one-third or one-quarter of the order, plus fees corresponding to 1.67% of the total order amount for 3 instalments and 2.5% for 4 instalments (up to a maximum of £30 for a 3-instalment payment and £60 for a 4-instalment payment); - two or three monthly instalments, each corresponding to one third or one quarter of the order, debited 30 and 60 days later for a 3-instalment payment and 30, 60 and 90 days later for a 4-instalment payment.

Conditions as of 01/04/2025.

PPayment in 3 instalments for purchases between €150 and €5000.

Example 1 : 3 instalments for a purchase of €500, down payment of €175.02, then 1 x €166.67 and a final monthly payment of €166.66. Credit over 2 months at a fixed APR of 22.54%. Financing cost €8.35, up to a maximum of €30.

Example 2: 3 instalments for a purchase of €2,000, down payment of €696.67, then 1 x €666.67 and a final monthly payment of €666.66. Credit over 2 months at a fixed APR of 20%. Financing cost €30, up to a maximum of €30.

PPayment in 4 instalments for purchases between €350 and €5000.

EExample 1: Example in 4 instalments for a purchase of €500, down payment of £137.50 then 3 x €125.00. Credit over 3 months at a fixed APR of 22.63%. Financing cost €12.50, up to a maximum of €60.

EExample 2: Example in 4 instalments for a purchase of €2,000, down payment of £550 then 3 x €500.00. Credit over 3 months at a fixed APR of 22.63%. Financing cost €50, up to a maximum of €60.

Oney Bank - SA au capital de 71 801 205 € - Siège social : 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - N° ORIAS : 07 023 261 - www.orias.fr - Correspondance : CS 60006 - 59895 Lille Cedex 9 - www.Oney.fr